GreenPath Financial Wellness
Nonprofit credit counselor. Virtual services available in 50 states. DMPs have a one-time enrollment fee up to $50. Monthly fee up to $75. Unclear if debt minimum. Customer support six days/week. Spanish support available.
Consolidated Credit Solutions
Nonprofit credit counselor serving all 50 states. Housing counseling and debt management plans. Average $40 monthly fees. Minimum $1,000 in eligible debt. Provides a financial literacy program for employers.
CareOne Credit Counseling
Connects customers with at least $2,500 in unsecured debt to providers of debt consolidation and management. Program duration depends on the amount of debt. Also offers customer counseling for debt reduction and relief.
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Live agentAmerican Consumer Credit Counseling
Nonprofit consumer credit counseling services. Work with a certified credit counselor. Offers debt management plans for a monthly fee. Only applicable for unsecured debt.
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Live agentCambridge Credit Counseling Corp.
Nonprofit offering credit counseling in all 50 states. Housing and bankruptcy counseling and debt management plans. No debt minimum. Enrollment fees average $40. Monthly fees average $30, capped at $50.
Family Credit Management
Debts are typically paid off within 5 years of program start date. Fees are based on a sliding scale with no hidden charges. Choose a due date with your credit counselor. Receive monthly statements and 24/7 online account access.
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Live agentConsolidated Credit Counseling Services of Canada
Reduce credit card payments by up to 30%-50%. One-time set-up fee and nominal monthly fee. Most clients are debt free within 3-5 years making 36-60 monthly payments through a debt management plan.
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Live agentConsumer Education Services, Inc.
Based in North Carolina with online and phone services offered nationwide. Nonprofit debt management organization. Free credit counseling. Low-fee debt management plans. Housing and bankruptcy counseling.
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Live agentDebt Management Credit Counseling Corp.
Nonprofit credit counselor. Holds licenses for 10 states. Debt management plans have a $5,000 minimum debt requirement. Fees not disclosed. Offers a payday loan assistance program. NACCC-certified counselors.
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Live agentAmerican Financial Solutions
Nonprofit credit counseling agency. Available nationwide. Certified counselors can help with credit repair, bankruptcy, housing, student loans and debt management plans. Fees aren’t disclosed. Spanish support available.
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Live agentClearPoint Credit Counseling Solutions
Nonprofit credit and debt counseling company. Offers debt management plan and foreclosure prevention. Available nationwide. Services available over phone or internet or in person. Division of Money Management International.
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Live agentInCharge Debt Solutions
Nonprofit credit counselor available in 16 states. Specific programs for military members and veterans. Bankruptcy and housing counseling and debt management plans. Minimum $1,000 in eligible debt. Fees vary by state.
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Live agentChristian Credit Counselors
Faith-based, nonprofit debt management company. Based in California and available in 36 states. Free credit counseling session. DMP fees vary by state. No bankruptcy or housing counseling. Available in English and Spanish.
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Live agentCredit.org
Nonprofit counseling services and debt management program. Available nationwide. Services offered in English and Spanish. EOUST-approved bankruptcy counseling. House counseling for first-time homebuyers and renters.
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Live agentMoney Management International
Nonprofit credit counselor. Virtual services available in 50 states; in-person in 25 states. Housing and bankruptcy counseling and debt management plans. Average $33 enrollment fee; average $25 monthly. No debt minimum.
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Live agentApprisen
Nonprofit credit counselor. Offers DMPs in all 50 states. In-person availability is limited. AI-enabled customer support. Enrollment and monthly fees maximum of $45 each. $100 to $250 minimum debt requirement.
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Live agentDebtWave
Credit counseling and debt management services. Not available in all states. Free credit counseling. DMP fees vary by state. Accredited by Center for Financial Certification. Credit card and unsecured debts only.
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