Home Insurance : Insurance Cover for your biggest Investment (2024)

Home insurance is a type of insurance that protect your home along with its furnishing and other valuable items from any kind of man-made or natural calamities. Generally, it covers home exterior damage, interior damage, damage to furnishing or injuries to person that arises while on the insured home.

• Protection from Natural Calamities: There have been increased instances of flooding, earthquake, storm in our cities that have caused damages to many homes. The best way to protect your home from financial impact of these natural calamities is a home insurance policy.

• Protection from Man-Made Calamities:Protect your home from all kind of man-made calamities including robbery, riots, malicious activities, theft & burglary.

• Protecting the contents of your home:The gadget you carefully pick out, any art that adorns the walls, the television your family gathers around – protect them all with a home insurance plan.

• Protect you against Personal Accidents:Home Insurance also provide personal accident coverage in case injuries occurred while on the insured home.

• Affordable Premium starting @₹1/day *

• All-around Protection for your Home

• Security forOwners and Tenants

• PAN Indianetwork

• InstantPolicy Issuance

• BestClaim Settlement Ratio

• Online claim intimation

• Fire, Explosion or Implosion

• Earthquake, Volcanic eruption

• Storm, Cyclone, Typhoon, Tempest, Hurricane etc.

• Tornado, Tsunami, Flood and Inundation

• Landslide, Rockslide etc.

• Bush Fire, Forest Fire etc.

Protection against the damage caused due to manmade calamities like –

• Theft or attempted theft

• Robbery & Dacoity

• Act of terrorism

• Riot, Strikes & Malicious Damages

• Bursting or overflowing of water tanks and pipes

• Leakage from automatic sprinklers

• Impact of any external physical object like vehicle, trees, aircraft, wall etc.

Kindly note that you can also include add-ons to tailor a plan to cover your needs better.

• Pre-existing damages: Any existing damage, injury, disease or illness occurring before the cover commences under the home insurance policy.

• War: Damage as a consequence of war, invasion, the act of a foreign enemy, hostilities, civil war, rebellion, revolution, etc.

• Legal confiscation: Any damage due to confiscation, commandeering, requisition or destruction by order of any government or lawfully constituted authority.

• Nuclear damage: Any damage directly or indirectly caused by, contributed to, or arising from ionizing radiation or contamination by radioactivity.

• Wear and tear: Damage caused by general wear and tear or gradual deterioration is not covered by home insurance.

**To understand exactly about the policy coverage, exclusions etc. please read policy documents carefully.**

Various Home Insurance Plans from IFFCO Tokio

• Easier -You can buy house insurance online in just 3 simple steps! Just log onto our website, fill in your details and make the payment. It’s as easy as that!

• Convenient -Branch timings do not apply to online purchases. You can buy a policy whenever and from wherever you like. Isn’t that convenient?

• Quick -You can save a lot of time just by skipping the branch visits. Add that to instant policy issuance and you could have a house insurance policy in minutes!

• Complete cover:Look for home insurance that covers both the structure and the contents of your home. This way you get comprehensive protection for your home.

• Type of cover :Basis of claim settlement can be a vital factor before deciding a Home Insurance.

• Claim Settlement:You should also compare home insurance in India based on Insurance Company’s repute and claim settlement record.

• Right add-ons: Our home insurance plans come with several add-on options. You can pick and choose the right add-ons to widen the coverage of your plan and ensure the best coverage for your home.

• Terms and conditions :Lastly, do not forget to read the terms and conditions. It might not make for light reading but you should clear up any doubts that you have about the policy wordings before buy home insurance in India.

Download Forms

• Burglary Claim Form.pdf
• Claim Form-Allrisk.pdf
• Claim Form fg.pdf
• Home Suvidha Policy Wording.pdf
• Home Suvidha Proposal form.pdf

Know More About Home Insurance