How Does Military Housing Work? (Pros & Cons) (2024)

How Does Military Housing Work? (Pros & Cons) (1)

How does military housing work? Military members usually do not need to worry about housing.

There are plenty of options, including living on base in barracks or family housing, or off base with basic housing allowance (BAH). The luxury of choosing comes with higher ranks.

But housing can also be affected by factors like location and family situation. So, to learn all about homes for military members, continue reading. We will give you all the details in this article.

Table of Contents

  • Who Lives Where?
  • On-Base Housing
    • 1. Barracks
    • 2. Family Housing
  • Off-Base Housing
    • 1. Eligibility by Branch
  • Conclusion

Who Lives Where?

If You Are Married or Have Dependents

If you are married and reside with your spouse or minor dependents, you will live in housing on base or receive a military housing allowance to live off-base.

The allowance is called BAH, short for Basic Allowance for Housing.

The amount of BAH you are entitled to depends on your rank, duty station zip code, and whether or not you have dependents.

If You Are In The Guard or Reserves

If you are receiving a housing allowance and are in the Guard or Reserves, your BAH will be BAH Type II, which is a reduced type for anytime you are on active duty for less than 30 days. By this token, when you are called to serve on active for 30 days or more, you will be entitled to the full BAH rate.

If You Have Dependents & Are In Barracks

As a member with dependents, you will still get a housing allowance if you live in the barracks during basic training or technical school. This is so that you can provide adequate housing for your dependents. The amount that you receive depends on where your dependents are living.

If You Are Not Married or Divorced, Are Paying Child Support & Are In Barracks

In this case, you will get the BAH-DIFF rather than the full rate BAH. You can learn more about this rate here.

If You Are Single

You can live on base in barracks or move out to housing off-base, but the latter depends on the occupancy rate of the barracks on your base. If you move out of housing units on base and are single, you will not be entitled to housing allowance.

On-Base Housing

How Does Military Housing Work? (Pros & Cons) (2)

1. Barracks

All military members live in the barracks during basic training.

Afterward, whether a member is required to live there depends on his or her ranks.

  • The Army and the Marine Corps will have single service members with E-5 and below pay grades live in the barracks.
  • The Navy will have single service members with E-4 and below pay grades to live in the barracks.
  • The Air Force will have single service members with under 3 years of service and E-4 or below pay grades to live in the barracks.

The insides of barracks are not the same nationwide. But, typically, they are similar to college dorms. For this reason, though, they are sometimes also referred to as military dorms.

As with any other type of housing, there are good ones and less preferable ones.

They vary depending on many factors, such as:

  • The size of the base and the on-base population
  • The member’s duty station
  • The member’s unit assignment

Some members have roommates, while some do not.

In general, though, barracks have bathrooms, kitchens, bedrooms, and living rooms.

Most are also equipped with a walk-in closet, desk, rolling chair, and nightstand.

Members are free to add furniture, rearrange, and decorate.

But, since moving is frequent, most tend to live minimally and leave rooms as they were.

Advantages

  • You are closer to work
  • You get better security
  • You do not have to worry about paying for utilities

Disadvantages

  • You might have to share a room with someone else
  • You will have to keep your room clean for weekly room check-ups

Characteristics of the Barracks / Dorms by Branch

1. The Army

After basic training and technical school, soldiers are entitled to a standard two bedroom apartment. The soldiers share a bathroom, kitchen, and living room, but they each get a private bedroom.

Here is an example of an Army on base housing unit from Fort Leonard Wood:

How Does Military Housing Work? (Pros & Cons) (3)

2. The Air Force

After basic training and technical school, all airmen get to live in private barrack rooms. They are rooms remodeled from old barracks to be one plus one. These rooms feature a kitchen and a private room, while the bathroom and shower are shared.

There is also an upgraded program called “Dorms 4 Airmen,” where Air Force dorms are essentially four bedroom apartments. There is a private room and private bath, and the four roommates share a kitchen, living room, washer, and dryer.

3. The Navy

The Navy is a bit different from the Army and Air Force. Rather than constructing barracks for all sailors, which is very costly, the Navy turned to the private industry to build and operate privatized housing for single, low-ranking sailors.

But like the Army, the housing is a two bedroom apartment where each sailor gets a private bedroom, and the bathroom, kitchen, and living room are shared.

Under this program, sailors must pay a complex management rent every month, which is equal to their housing allowance. The rent includes their utilities, rental insurance, and other amenities like the fitness facility, media center, and technology center.

Here is an example of a Navy base housing:

How Does Military Housing Work? (Pros & Cons) (4)

4. The Marine Corps

Junior Marines from E1 to E3 pay grades must share a room and bathroom, while those of E4 and E5 pay grades are entitled to a private room. Marines are subjected to two types of inspections: announced and unannounced, where the Commander or First Sergeant inspects the rooms for cleanliness or search for contraband, like knives, guns, drugs, etc.

2. Family Housing

Military members can live in family housing on base if they reside with a dependent, such as a spouse or child.

Usually, the utilities (electric, gas, water, trash, etc) are free.

Furniture is not provided, but you can “loan” some, like closets and sofas.

Some appliances are provided. For example, refrigerators, stoves, and dishwashers. Washers and dryers are not often provided because there is a laundromat or laundry room on base.

The number of bedrooms you get depends on the number and age of the dependents who are living with you. Most units are duplexes or fourplexes. Officers and senior enlisted members tend to get duplexes or single dwellings.

The condition of family housing units varies. If you are lucky, you will get a brand new or renovated unit. But some historic ones can appear beaten up.

In densely populated areas, the units will be smaller and more compact, while those in sparsely populated are larger and more spacious.

Here are some examples of Army base housing for married couples:

How Does Military Housing Work? (Pros & Cons) (5)

Advantages

  • You will be closer to work
  • You will not have to pay for electric, gas, water, or trash pick-ups
  • You will be provided with some essential appliances, such as fridges, stoves, and dishwashers

Disadvantages

  • You will have to comply with strict maintenance standards about the outside of the house and yard
  • There will be personnel who patrol weekly and write tickets for discrepancies
  • If you get to may tickets in a short period, you will be asked to move off base
  • You need to return the house to its original state if you make improvements and the next person who moves in do not accept them
  • The checking out or moving out process is extremely demanding and time-consuming. You must be prepared o have the inside of the house cleaned and inspected

Off-Base Housing

How Does Military Housing Work? (Pros & Cons) (6)

1. Eligibility by Branch

The Army

You can live off base at government expense if you are single and in the E6 pay grade or above. Some bases will allow you to do this at E5 pay grade if the occupancy rate of the base exceeds 95 percent.

The Air Force

If your pay grade is E4 or above and you have more than 3 years of service, you are allowed to move off base and live in housing at government expense.

The Navy

You can live off base if you are a single sailor with a pay grade of E5 or above, or you have served for more than 4 years and your pay grade is E4.

The Marine Corps

Single Marines with E6 pay grade and above can live off base at government expense. But some bases will also allow single E5s and E4s if the occupancy rate exceeds 95 percent.

To give you an idea of what military housing looks like off-base:

How Does Military Housing Work? (Pros & Cons) (7)

Take a look inside military housing of this unit for rent in San Diego:

How Does Military Housing Work? (Pros & Cons) (8)

Pros of Living Off-Base

  • You might be able to save money. If you find a place with lower rent or mortgage payments than your BAH, you can put the extra in your piggy bank. If this is what you are interested in, look for more information on military housing rental programs.
  • You get more options to choose from. There is a wider selection of houses for you to consider off base. You can make decisions based on a particular style or desired amenity.
  • You can get things that are not available in base housing. For instance, you might have additional bedrooms, a larger garage, a fireplace, a swimming pool,… as long as they are within your BAH.
  • You are free to make it your own. Unlike the strict uniformity rules for housing on base, you can personalize your home with any DIY projects you want. Even those including paint!
  • You can have more pets. Some base housing does not allow pets, and some only welcome up to two pets per household. But when you live off base, you can have as many pets as you want.

Cons of Living Off Base

  • You might have to commute longer. Since you are not on base, you must travel a certain distance to work each day. Even if the distance isn’t large, you might still have to deal with traffic jams.
  • You might feel disconnected from the base community. You might feel lonely and excluded since you are not as close with others living on base.
  • You might have to spend more on facilities. You might have to drive and pay more to shop at the local grocery store, gym, or school, while these are generally available and accessible on base. So, in this regard living in a military base can be more convenient and less costly.

Conclusion

Now, you how the details of how does military housing work. Hopefully, this has been interesting as well as informative. To recap, military personnel can live in housing on base and off base. There are pros and cons for both. If you have any other insights to add, please leave a comment below. Also, share this article with others so they can find out how military housing works.

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How Does Military Housing Work? (Pros & Cons) (9)

Everett Bledsoe

I am Everett Bledsoe, taking on the responsibility of content producer for The Soldiers Project. My purpose in this project is to give honest reviews on the gear utilized and tested over time. Of course, you cannot go wrong when checking out our package of information and guide, too, as they come from reliable sources and years of experience.

How Does Military Housing Work? (Pros & Cons) (2024)

FAQs

What are the pros and cons of living in military housing? ›

Some military members and families love living on base, citing the camaraderie, safety, and easy commute to work as great perks. Others dislike it for various reasons, including few housing options, wanting more distance between work and home life, and a perceived lack of privacy.

How does military housing work? ›

You may be able to choose between on-base and off-base living, although there's often a waitlist for base housing. On-base housing may be rent-free or, if it's privately managed, subsidized by the military. Those living off-base get a housing allowance up to limits based on rank, location, and family size.

How does housing allowance work in the military? ›

BAH enables service members to live off-base at a comparable rate as their civilian counterparts. It is not designed to cover all housing costs for all members. Some members may have out-of-pocket expenses because the rates are based on the median cost of rent.

Is it better to live on or off base? ›

Living off-base has its benefits for many military families, including being more a part of a wider community and having more control over how money is spent, but those can also be drawbacks. Living off-base in many parts of the country also doesn't provide as much choice as it would seem.

Can my girlfriend live with me in military housing? ›

In most cases, military bases provide housing primarily for married service members and their dependents. Unmarried individuals, including girlfriends or boyfriends, may not have automatic eligibility to live on base or access to on-base housing.

Can my mom live with me in military housing? ›

Soldiers' spouses and dependents can live on base with them in family housing. Parents, extended family, and friends cannot live on base but are welcome to visit.

Do I still get BAH if my spouse doesn't live with me? ›

Under most circ*mstances, you receive BAH for the location where you are assigned, not where you live. Additionally, you may be entitled to some BAH amounts if you are residing separately from your dependents.

Does military housing take all your bah? ›

If you choose to live on base, all your BAH will go towards your living expenses, including payment for certain utilities. Depending on where you choose to live, you will be responsible for paying extra living costs that your allowance doesn't cover.

How much money does the military give you for housing? ›

The BAH that military personnel receive is intended to cover 95 percent of the rental costs of suitable housing. In 2019, about 890,000 service members, or about two-thirds of military personnel, received full BAH. They received an annual housing allowance of about $21,400, on average.

What branch of military pays most? ›

Is it the Army, Navy, Air Force, Marines, Coast Guard or Space Force? At a basic pay level, the answer is simple. The military pays the same regardless of branch, according to your pay grade and years of service. Your rank determines your pay grade.

Is food free in the military? ›

Basic Allowance for Subsistence (BAS) pays for the cost of a military member's meals when dining at their permanent duty station. Although BAS is meant to offset the cost of a member's meals, it doesn't cover the costs of meals for family members.

Can you be single and live in military housing? ›

Single or unaccompanied military installation housing is often referred to as the “barracks,” “dorms” or “bachelor quarters.” These dormitories are not always private. Some service members share a room or a bathroom. The upside: This housing option comes rent-free. Learn more about living in the barracks.

What are the cons of the military family? ›

During the parent's deployment, family members may feel isolated, unsupported, and anxious. They may also experience financial stress. Media coverage of events can also increase concern. Some families must also deal with the trauma of having a parent seriously injured or killed.

Which military branch has the best housing? ›

Housing: The quality of on-base housing varies. The Air Force often provides higher-quality living quarters compared to other branches, according to Military.com.

Is it wise to buy a house while in the military? ›

Whether you are newly enlisted or have years of service under your belt, owning a home can be a great investment but it also can cause financial stress and difficulty if you have to move at a moment's notice.

Can unmarried couples live in military housing? ›

Each military branch has specific regulations about unmarried partners living on base. For example, the Army generally restricts on-base housing to service members and their dependents, so girlfriends don't live with soldiers on base.

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