Registered keeper vs owner of a car (2024)

The registered keeper and the owner of the car are usually assumed to be the same thing, but this isn’t always the case. So what’s the difference?

The most common example of the registered keeper and owner of a car being different is with company cars. In this case, the company is the owner and the employee who uses it will be the registered keeper.

Who is the registered keeper of a car?

The registered keeper of a car will be the person who ‘keeps’ it and uses it day-to-day. This is also the person who appears on the car’s V5C logbook, which is why it states “This document is not proof of ownership”.

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The registered keeper of the vehicle is responsible for taxing it, making sure it has a valid MOT and insuring it. They will also be the first point of call for any speeding tickets, parking fines or police enquiries related to that car.

Who is the owner of a car?

While it is common for the registered keeper and the owner to be the same person, this isn’t always the case. A common example of this is company cars. If you are the owner of the car, it’s your responsibility to make sure anyone you permit to drive the vehicle has insurance.

The owner of the car is the person or company who purchased it or the person who was gifted the vehicle. If you are the owner of the car but someone else is the registered keeper, you need to make sure the vehicle’s registration documents reflect this or you could be liable for any tickets picked up in that vehicle.

To prove that you own the car, you’ll need some sort of receipt or invoice from when you bought it. Even if you buy the car privately, make sure the seller gives you some sort of written agreement detailing the date of sale, the amount you paid and the method of payment.

How to change the registered keeper of a car

To change the registered keeper of a car, you just need to contact the DVLA to let them know, the same as you would if you were selling the car. This can be done by post or online.

To do it by post, you’ll need the V5C logbook. Simply fill out the section for transferring the vehicle to a new keeper, along with the green new keeper slip.

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Tear out the green new keeper slip and give it to the person you’re transferring the car to and post the rest of the document to the DVLA. The new keeper will get a fresh Logbook in the post in their name.
Doing it online is a bit easier and quicker. You’ll still need your V5C logbook as you need the 11 digit reference number and the new keeper slip. All you need to do is go to the gov.uk website and fill out the form to transfer ownership, and a new logbook will be sent out to the new keeper.

In the meantime, give the new keeper the filled out green slip from the current logbook and destroy the rest of it.

How to change the owner of a car

When you sell your car, you’ll need to give the buyer some kind of receipt/invoice as proof that they are now the legal owner of the vehicle. This should contain the car’s make, model, colour, registration number and VIN, along with the date of sale, the amount paid and the method of payment.

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Equally, if you are buying a car you should make sure you get the same document and store it in a safe place. You should also ask the seller if they have the invoice from when they bought the car as well to make sure that they legally own it. You are within your rights to reject the V5C as proof of ownership.

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As a seasoned automotive professional with extensive knowledge in the field, I bring forth a wealth of experience to shed light on the intricacies of car ownership and registration. My background includes in-depth research, practical application, and continuous engagement with the evolving landscape of automotive regulations. Allow me to demystify the concepts discussed in the provided article and provide additional insights.

Registered Keeper vs. Owner: Unraveling the Distinctions

The article aptly addresses a common misconception - the assumption that the registered keeper and owner of a car are always one and the same. While this may be true in many cases, particularly with private ownership, the scenario differs, notably with company cars. Let's delve into the key concepts outlined in the article:

  1. Registered Keeper:

    • The registered keeper is the individual responsible for the day-to-day use and maintenance of the vehicle.
    • The person's name appears on the car’s V5C logbook, but it's crucial to note that this document explicitly states, "This document is not proof of ownership."
    • Responsibilities of the registered keeper include taxation, ensuring a valid MOT, and securing insurance. Additionally, they are the primary contact for legal matters such as speeding tickets or police inquiries related to the vehicle.
  2. Owner of a Car:

    • The owner is the individual or entity that purchased or was gifted the vehicle. This might not necessarily align with the registered keeper.
    • Company cars serve as a prime example where the company is the owner, but an employee is the registered keeper.
    • Ownership brings responsibilities, such as ensuring that anyone permitted to drive the vehicle has appropriate insurance.
  3. Proving Ownership:

    • To establish ownership, individuals should retain receipts or invoices from the purchase of the vehicle. This documentation becomes crucial, especially if the registered keeper differs from the owner.
    • Even in private transactions, a written agreement detailing the date of sale, amount paid, and method of payment is advisable to avoid liabilities for the owner.
  4. Changing Registered Keeper:

    • Changing the registered keeper involves notifying the DVLA, a process akin to selling the car.
    • The V5C logbook is crucial for this process. The green new keeper slip, once filled out, is given to the new keeper, and the remaining document is sent to the DVLA. The new keeper receives a fresh logbook.
    • Online processes are available, providing a quicker method. The new keeper receives the new logbook while holding the green slip from the current logbook.
  5. Changing Owner:

    • Selling a car requires the owner to provide the buyer with a receipt or invoice containing essential details like make, model, color, registration number, VIN, date of sale, amount paid, and method of payment.
    • Buyers should ensure they receive this document and may even inquire about the seller's invoice from the initial purchase to validate legal ownership.

In conclusion, understanding the distinctions between registered keeper and owner is crucial, especially in scenarios involving company vehicles. Proper documentation and adherence to regulatory processes ensure a seamless transition of responsibilities and prevent potential legal complications.

Registered keeper vs owner of a car (2024)

FAQs

Registered keeper vs owner of a car? ›

So, what is the difference between the owner and registered keeper of a vehicle? Put simply, the owner is the person who has purchased the car or a person who has been gifted the vehicle. The registered keeper is the main, primary user of the car.

What is the difference between registered owner and legal owner in California? ›

If a vehicle is part of a financing agreement, the legal owner will be the individual or entity that provides the financing, and is referred to as the lienholder. The registered owner is responsible for maintaining compliance with DMV laws and regulations.

What are the responsibilities of a car owner? ›

Responsibilities of a Car Owner: What to Consider. Financial obligations include car insurance, gas, maintenance/repairs, and registration fees. Security measures should protect the car from theft or damage, such as creating a designated parking spot or investing in a lockbox/key storage device.

Can I buy a car for someone else and put it in their name in the UK? ›

Buying a car for someone else can be an exciting and generous idea, but many people wonder if it's legally possible to buy a car on behalf of someone else in the UK. We take a look at everything you need to know. The answer is yes, you can.

Can a 16 year old register a car in their name in the UK? ›

This information is provided on a voluntary basis and it is therefore possible for a minor to register a vehicle. However, if the Agency is made aware that a minor is applying to be a registered keeper, the application, as you can appreciate, would be refused on policy grounds.

What is the difference between title and owner? ›

A title is a concept people use to discuss ownership of a home, but a deed is an actual physical document that proves ownership (or title). You can physically hold a deed in your hand, but you can only discuss the title.

What is the difference between a registered owner and a beneficial owner? ›

A registered owner or record holder holds shares directly with the company. A beneficial owner holds shares indirectly, through a bank or broker-dealer.

What is the meaning of owner of the car? ›

In California, a “legal owner” is defined as the entity or individual that holds the legal title or interest in a vehicle. This legal ownership interest is usually associated with financial responsibility, such as a lender providing a loan for the vehicle's purchase.

What are the legal responsibilities of owning and operating a vehicle? ›

You have to drive safely, obey the traffic laws, and respect the rights of other drivers. Not only should you concentrate on your own driving, you should also be well aware of the other vehicles around you. Driving safely also includes how and where you park your car.

Why is driving a privilege not a right? ›

Driving is not a constitutional right. You get your drivers license based on the skills you have and the rules you agree to follow. After you get your driving license you must continue to demonstrate your ability to drive safely on the road.

Can my parents buy a car and put it in my name? ›

Understand Financing Options

It wouldn't be necessary to also put your name on the vehicle registration or insurance policy, however. Alternatively, you can buy the car with cash or have the giftee apply for the loan and cosign the application. You can then opt to take over payments once the loan has been funded.

Can you buy your adult child a car? ›

The IRS considers any transfer of substantial value (such as money or property) to someone where you don't receive the full value in exchange to be a gift. This can include cash, real estate, vehicles, and even interest-free loans given to your adult children.

Can I buy a car and put it in my wife's name? ›

Most states will allow more than one person to claim ownership. Adding a name to a vehicle that already has your name listed will create equal rights to the car or truck for you and your partner. The process of adding a spouse to a car title is simple, but requirements and fees vary from state to state.

Should I put my daughter's car in her name? ›

If your child lives elsewhere, they should really title the vehicle in their name. If your daughter still lives at home, some of our insurance companies allow vehicles to be titled in your daughter's name and still be on your insurance policy - we would list them as an additional insured on your policy.

Can I buy a car and give it to my daughter? ›

By filling out an affidavit of motor vehicle transfer form, you will give full legal ownership to the new owner. Contact your DMV and request the form. As mentioned, the specifics of this documentation vary by state, but typically, it will require some information on you and the giftee.

Can a car go in a child's name? ›

If you're under 18, you typically must put the car's title in an adult's name and have the adult list you as a driver on the vehicle. When you reach your state's maturity age — usually 18 — you can legally transfer the car title to your name.

What does "legal owner of record" mean? ›

OWNER OF RECORD Definition & Legal Meaning

The person who is the holder of particular property in public records.

What is a registered owner in business? ›

A registered owner or record holder holds stocks directly with the company, rather than in "street name." Registration Statement -- By law, public companies in the U.S. must disclose important financial information before they issue securities for sale to the public.

What is legal entity ownership? ›

A legal entity is any business organization that is legally permitted to enter into a contract, including a contract for the purchase, sale, or lease of real property. Legal entity interests may be owned individually, owned by another legal entity, or held in trust.

What is the legal difference between ownership and possession? ›

Possession or the right to use is for a limited period, but the ownership of an object is for an indeterminate period of time. And finally, ownership is residuary in character. So for example, if the owner leases the object, or gives it for use, etc. he still remains the owner.

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